AI-Native · Africa-First

The AI CFO for African Startups.

Stakari connects to your email, bank statements, and mobile money — then tells you exactly where your money is going. Real-time. In plain language. No corporate card required.

1.5M+
African SMEs underserved
$0
Corporate card needed
AI
CFO layer, plain language

Works with the tools African founders already use

Western tools were not built for this continent.

Ramp, Cledara, and Airbase require a US corporate card and a finance team. African startups pay from personal accounts, approve things on WhatsApp, and operate across mobile money and multiple currencies. No spend intelligence tool has been built for that reality — until now.

No real-time visibilityBudget overruns are discovered weeks after they happen.
Duplicate SaaS subscriptionsOverlapping tools go undetected for months, quietly draining runway.
Wrong infrastructureEvery serious spend tool requires corporate cards that don't exist here.
No proactive alertsNo runway projections. No budget warnings. No CFO layer for founders who can't afford one.

Financial intelligence that works with how you already operate.

01
Email-First Ingestion
Receipts from any provider — Gmail, IMAP — parsed and categorised automatically. No uploads, no manual entry.
02
AI Categorisation
Every transaction classified instantly. PII scrubbed before AI extraction. No tagging or spreadsheets required.
04
Notifications Come to You
Integrates with Slack, Notion, and more. Insights delivered inside the tools your team already uses.

Not another dashboard.
An intelligence layer.

Cledara and Ramp built their products around a card they issue. Remove the card and the product disappears. Stakari's product is the intelligence — it works on top of any payment method that leaves a digital trace.

Ramp / Cledara Stakari
Corporate card required Required Not needed
Mobile money support
Email receipt parsing
AI CFO layer
Works for African startups

Simple, honest pricing.

Start free during early access. Upgrade when you're ready.

Starter
$29
per month
For early-stage founders getting their first handle on spend.
  • Up to 3 team members
  • Email receipt ingestion
  • AI spend categorisation
  • Monthly spend report
Get started
Scale
$199
per month
For scaling companies that need full financial intelligence.
  • Unlimited team members
  • Everything in Growth
  • Bank statement parsing
  • Mobile money integration
  • Custom reporting
  • Priority support
Get started

Real money saved. Real clarity gained.

"We stopped flying blind on burn rate. Stakari shows us exactly where every dollar goes — from M-Pesa to Stripe — in one clear view. I can't imagine managing finances without it."

AN
Amara Nwosu
CEO · AgriTech Lagos

"Within 72 hours of connecting our Gmail, Stakari identified $1,200 in monthly subscriptions we had completely forgotten about. The ROI was instant — paid for itself in day one."

KA
Kwame Asante
Co-founder · EdTech Accra

"No spreadsheets. No finance background needed. Stakari speaks plain language — it just tells us what to act on. Finally a tool that understands how African startups actually work."

FB
Fatima Belkadi
Founder · HealthTech Nairobi

Common questions, answered.

Do I need a corporate card to use Stakari?

No. Stakari connects to your email receipts, bank statement PDFs, and mobile money history — the payment methods African startups actually use. No corporate card or bank API integration is required.

Which email providers are supported?

Gmail via OAuth, and any IMAP-compatible inbox including Zoho Mail, Outlook, and custom domains. If your receipts and invoices land in email, Stakari can read and categorise them.

Which mobile money platforms does Stakari support?

M-Pesa (Kenya, Tanzania), MTN Mobile Money (Cameroon, Ghana, Uganda), Orange Money (Cameroon, Côte d'Ivoire), Airtel Money, and Wave. More networks are added each month based on founder demand.

How is my financial data protected?

All data is encrypted in transit (TLS 1.3) and at rest (AES-256). PII is scrubbed before any AI processing occurs. We never sell data or use it for advertising. You can delete your data at any time.

How long does onboarding take?

Under 10 minutes. Connect your Gmail with one click, optionally upload recent bank statements, and Stakari begins categorising your spend immediately — no manual configuration required.

What currencies does Stakari support?

USD, KES, GHS, NGN, XAF, XOF, UGX, TZS, ZAR, and more. Multi-currency reporting is included on every plan, with automatic conversion for consolidated views.

Can I cancel anytime?

Yes. No contracts, no lock-in. Cancel from your account settings at any time. Your data export is always available in CSV or PDF format regardless of plan status.

Every African startup deserves a CFO.

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